Terms of Service

By creating an account or using ChainArmor (the “Service”), you agree to these Terms of Service (the “Terms”). If you don't agree, don't use the Service. If you're signing up on behalf of a company, you confirm you have authority to bind that company to these Terms.

ChainArmor scans public blockchain addresses you add to your account against published blacklists (USDT/USDC token-issuer freeze lists, OFAC-style sanctions lists, and similar), assigns a risk score, and sends you alerts when a match is detected. Higher-tier plans unlock indirect-exposure detection (1-hop proximity), more frequent rescans, additional notification channels, and API access.

The Service is an informational tool. The scores and alerts we produce are based on publicly-available blockchain data and third-party blacklists that can be incomplete, delayed, or incorrect. Nothing we produce is financial, legal, or compliance advice. You remain responsible for any decisions you make based on our output.

You sign in by email only — we do not require a password, KYC, or government-issued identification. Because of this, you are responsible for keeping access to the email address you signed up with. If you lose access to that email, we cannot recover your account.

You agree not to create an account for anyone else without their permission, and not to share your login links with anyone you don't trust.

You agree not to:

• Use the Service to monitor wallets you do not own or do not have authorization to monitor on behalf of their owner.
• Attempt to circumvent tier limits (extra accounts, automated scraping of the UI, abuse of free trials, or sharing API keys across customers).
• Attempt to reverse-engineer, decompile, or extract source code from the Service.
• Use the Service to evade sanctions or to identify wallets for the purpose of harassing, doxxing, or harming the people behind them.
• Send us data you are not legally permitted to share.
• Use the Service in a way that interferes with other users, or that burdens our infrastructure (e.g. sustained spamming of scan requests through the API).

If we believe your use violates this section, we may throttle, suspend, or terminate your account without advance notice. For anti-abuse actions, we aim to explain what happened in a message sent to your account email so you can appeal or correct the behavior.

Paid plans are billed through Stripe. By subscribing, you authorize us (through Stripe) to charge your payment method on the cadence you selected (monthly or yearly) until you cancel.

• Free trials, where offered, convert automatically to a paid subscription unless you cancel before the trial ends.
• Cancellation takes effect at the end of the current billing period. You keep access to paid features until then. We do not offer prorated refunds on mid-cycle cancellation, but we do prorate when you swap between plans (Stripe's standard proration applies).
• Extra wallet slots are billed as a recurring add-on at the price shown on the billing page. Removing extras takes effect at the next proration cycle.
• Refunds are considered on a case-by-case basis within the first 14 days of a new subscription, in good faith. Contact us if you feel something is wrong.

Prices may change. If they do, we'll give you at least 30 days' notice via email before the change affects your subscription. Existing subscriptions continue at the old price until the end of the current billing period.

ChainArmor, the software, the UI, the risk scoring methodology, and all marketing copy are our property. Wallet data you add to your account stays yours — we just scan it for you.

You may export your data at any time by contacting us. We don't claim any license to your wallet labels or account metadata beyond what we need to run the Service for you.

The Service is provided “as is” and “as available”. We do not warrant that the Service will be uninterrupted, error-free, or that every blacklisted address in the world will be detected by our scans. Blockchain data is inherently eventually-consistent, our upstream data sources are outside our control, and new freezes take time to propagate. We continuously work to improve coverage but cannot guarantee completeness.

To the maximum extent permitted by law, ChainArmor's total liability for any claim arising out of or related to the Service is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, consequential, or punitive damages, including lost profits, lost trading opportunities, or missed alerts.

This limitation applies even if we have been advised of the possibility of such damages, and regardless of the legal theory (contract, tort, or otherwise) on which the claim is based.

You may cancel your subscription or delete your account at any time through the billing portal or the settings page. We may terminate or suspend your account if you violate these Terms, if you use the Service to commit fraud, or if we are required to by law. On termination, we'll delete your personal data per the retention schedule in our Privacy Policy.

These Terms are governed by the laws of the jurisdiction in which ChainArmor is registered, without regard to conflict of laws rules. Disputes will be resolved in the courts of that jurisdiction unless you are a consumer with a mandatory right to sue in your home jurisdiction under your local law.

We may update these Terms. Material changes will be communicated by email at least 30 days before they take effect. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms. If you don't agree, you can cancel before the changes apply.

Questions about these Terms? Reach us through our contact page.